If you look at the works psychologists have done about individual reports of wellbeing, what happens is that if you're poor, you are not happy. But once you achieve a certain level of material satisfaction then income has very little correlation with people's reported states of happiness, things like climate matter more, things like the culture of the country in which you're raised matter more and so the things really, let's face it, like individual temperament matter more than these things.
The very essence of civilized culture is that we deliberately institute, in advance of the happening of various contingencies and emergencies of life, devices for detecting their approach and registering their nature, for warding off what is unfavorable or at least for protecting ourselves from its full impact.
