From beginning to end, Scripture repeatedly emphasizes God's ownership of everything: "To the Lord your God belong the heavens, even the highest heavens, the earth and everything in it" .When I grasp that I'm a steward, not an owner, it totally changes my perspective.
Hudson Taylor and Charles Spurgeon believed that Romans prohibits debt altogether. However, if going into debt is always sin, it's difficult to understand why Scripture gives guidelines about lending and even encourages lending under certain circumstances. Proverbs says "the borrower is servant to the lender." It doesn't absolutely forbid debt, but it's certainly a strong warning.
