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There is only one kind of life insurance, and that is pure protection based on a mortality table. All others are pure protection plus a cash value element that I call 'funny' banking.

Venita VanCaspel
Banking, Elements, Cash
Venita VanCaspel (1986). “Money dynamics for the new economy”, Simon & Schuster
There is only one kind of life insurance, and that is pure protection based on a mortality table. All others are pure protection plus a cash value element that I call 'funny' banking.