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  4. Alan Greenspan
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Improvements in lending practices driven by information technology have enabled lenders to reach out to households with previously unrecognized borrowing capacities.

Alan Greenspan
Technology, Practice, Information
"Remarks by Chairman Alan Greenspan". www.federalreserve.gov. October 19, 2004.
Improvements in lending practices driven by information technology have enabled lenders to reach out to households with previously unrecognized borrowing capacities.