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What you should do is wait until the end of each month, and then say, "OK, how much money do I have? How much do I need? Let me send the rest to retirement."

Dan Ariely
Retirement, Waiting, Each Month
"Mental depletion complicates financial decisions for the poor". Interview with Kristen Doerer, www.pbs.org. January 19, 2016.
What you should do is wait until the end of each month, and then say, OK, how much money do I have? How much do I need? Let me send the rest to retirement.