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The earlier you start, the easier it is to accumulate major wealth. Still, it's never really too late to begin.

David Bach
Too Late, Wealth, Easier
David Bach (2003). “The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich”, p.112, Crown Business
The earlier you start, the easier it is to accumulate major wealth. Still, it's never really too late to begin.