Do you believe in luck, Ludlow?" I had thought about this more than once in my life. "I believe some poeple are luckier than others."..."Which do you believe in, luck or Destiny?" Joe considered a moment befoe replying, "We make our own luck, Ludlow, by our actions and our state of mind. As such you control your own fate. Oney one thing is certain: None of us can escape the grave.