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The fundamental problem with banks is what it's always been: they're in the business of banking, and banking, whether plain vanilla or incredibly sophisticated, is inherently risky.

James Surowiecki
Banking, Fundamentals, Vanilla
"The Real Problem with the Big Banks". www.newyorker.com. February 18, 2013.
The fundamental problem with banks is what it's always been: they're in the business of banking, and banking, whether plain vanilla or incredibly sophisticated, is inherently risky.