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It's important for you to understand that stock and bonds go up-and they go down. You need to be comfortable with that fact.

Michael LeBoeuf
Important, Needs, Investing
Taylor Larimore, Mel Lindauer, Michael LeBoeuf (2014). “The Bogleheads' Guide to Investing”, p.129, John Wiley & Sons
It's important for you to understand that stock and bonds go up-and they go down. You need to be comfortable with that fact.