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They explained to me that the bank cannot lend money to poor people because these people are not creditworthy.

Muhammad Yunus
Money, People, Bankers
"Muhammad Yunus, Banker to the World’s Poorest Citizens, Makes His Case". Interview with Linda O’Bryon, knowledge.wharton.upenn.edu. March 9, 2005.
They explained to me that the bank cannot lend money to poor people because these people are not creditworthy.