I left small businesses a little while ago and they were all complaining that Obamacare is putting them out of business. Not only the regulations, which are a disaster and the taxes, but Obamacare is putting them out of business. So you have that concept, the savings accounts, health care. What you really have are ways of getting people energized by take - you have to take down the lines between the state so you have competition.
The best thing that is happening with the health care is premiums will come down. We'll have tremendous competition; you know, we're getting rid of the border state lines, and we're going to have tremendous competition. We're going to have insurance companies fighting, like life insurance. You know, we - life insurance, you have these companies that are like - like going all over the place. We're going to have a tremendous - tremendously competitive market and health care costs are going to be forced down.