Inevitably I draw on my own relationships when I write, so if I'm writing about a fight between a husband and his wife, of course I'm going to think about a recent fight with my husband. Or if I'm writing about sisters, of course I'm going to think about my sister.
I think some of the biggest time sucks are regret and guilt, and I have to fight against those things all the time. In a way, it's a good thing, because it can motivate you to make amends and forgive, but regrets are really, I think, a supreme waste of time in many ways.