My dad was a baggage handler at Heathrow and careful with money. He worked hard and had three jobs when I was young. I wish I'd inherited his care for money. Sadly, I've grown up to be rather scatty when it comes to finances.
I met Gemma, my wife, when she was 12. She had a schoolgirl crush on me and her dad had arranged for her to meet me. Later, she started coming to my concerts, but I only got to know her well after her mother died. I rang to see how she was, and that's how it started.