Authors:

A lone maple leaf resting on sand Have you ever been out for a late autumn walk in the closing part of the afternoon, and suddenly looked up to realize that the leaves have practically all gone? And the sun has set and the day gone before you knew it, and with that a cold wind blows across the landscape? That's retirement.

A lone maple leaf resting on sand Have you ever been out for a late autumn walk in the closing part of the afternoon, and suddenly looked up to realize that the leaves have practically all gone? And the sun has set and