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  4. Albert Ellis
  5. In the old days we used to get more referrals, because...

In the old days we used to get more referrals, because people had insurance that paid for therapy. Now they belong to HMOs, and we can only be affiliated with a few HMOs.

Albert Ellis
People, Referrals, Used
In the old days we used to get more referrals, because people had insurance that paid for therapy. Now they belong to HMOs, and we can only be affiliated with a few HMOs.