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  5. Luck is always the last refuge of laziness and incompetence.

Luck is always the last refuge of laziness and incompetence.

James Cash Penney
Luck, Laziness, Lasts
James Cash Penney, Robert Walter Bruère (1931). “J.C. Penney: the Man with a Thousand Partners: An Autobiography of J.C. Penney”
Luck is always the last refuge of laziness and incompetence.