Psychologist Nathaniel Branden speaks of a benevolent sense of life possible to those with rational, productive values, vividly contrasted with the coercive parasitic group-culture of mystics and altruists we live in, where people all around you seem a burdensome annoyance, a threat to your survival. Having been told from childhood that life is a zero-sum game in which you owe everything to others, at some level you worry all the time that someday the bastards will collect. And collect they do, every April 15th. Why do you think they call it collectivism?