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There is a difference between grace and mercy. Mercy is the decision of God not to punish us. But grace is the decision of God to save and bless us.

"Max Lucado, Christian Author, Answers Twitter Followers’ Questions". Religion News Service Interview, www.huffingtonpost.com. September 19, 2012.
There is a difference between grace and mercy. Mercy is the decision of God not to punish us. But grace is the decision of God to save and bless us.