Dave Ramsey Quotes - Page 4

When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.

Adults devise a plan and follow it, children do what feels good.

You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.

Opening your hands will set you free.

I believe that through knowledge and discipline, financial peace is possible for all of us.

We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president.

A good financial planner is going to do more than pick your funds.

One definition of maturity is learning to delay pleasure.

Everyone has some natural talent or aptitude in one or more areas. If you can identify those areas you not only will be happier and perform more successfully in that role, but you will also become better paid for that. Our free-market system pays for performance at some point. When you have a natural talent or aptitude, coupled with desire and experience, the result is productivity plus.

Poor is a state of mind. Broke is, 'I'm just passing through.'

Teaching kids about money is never just about money.

For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.

There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.

No one got rich on a government program. Do not choose to be a common man. You can be uncommon.

We learned early on that if we help enough people, the money will come.

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.

The average millionaire can't tell you who got thrown off the island last night.

Do not let your life, ministry or organization go faster than your resources.

You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.

Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it

When people get scared, they quit giving.

You can't be in debt and win. It doesn't work.

A lower interest rate doesn't make a debt go away.

I would not pre-pay. I would invest instead and let the investments cover it.

I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.