When you give up the hope that some advisor, some system, some source of inside tips is going to give you a shortcut to wealth, you'll finally begin to gain control over your financial future.
Government is a parasite-a cancer that by nature tries to spread deeper into society. Those who want to run others' lives won't give up and start minding their own business.
The communitarians may say you've been enjoying too much individual freedom, and that you must give up some of that for the benefit of the community. But they really mean that they want more power over your life - to force you to subsidize, obey and conform to their choices.