Destiny is what every human being creates for oneself. Fate is when you fail to create your own destiny.
Destiny is the result of all your actions and the impressions that you have taken in.
All along, you've been shaping your destiny unconsciously. But you can also work on it consciously. If you make the effort to access your core and realise that everything is your responsibility, and shift your focus inside you, then you can rewrite your destiny.