Conversion is essential, but it is a beginning, not an end. The believer in Jesus Christ is not simply rescued from the penalty of his sin; he is redeemed to love God and his neighbor so that others might come to know him.
Recalling what our lives were like before Jesus Christ entered them will help keep our daily problems in perspective.
By definition, if man contributes anything toward acceptance by God, he loses everything. God expects man to be the recipient, not the originator. Jesus paid it all, not 99% of it. Paul wrote, "For by grace are ye saved through faith; and that not of yourselves: it is the gift of God: Not of works, lest any man should boast"