Michelle Singletary Quotes

If we aren't careful, our children will come down with 'affluenza,' a disease that causes them to confuse wants and needs. We need to teach our children what my grandmother taught me: Think twice about spending money you don't have on things you don't need to impress people you don't like anyway.

Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.

My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.

The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.

You are rich if you have enough to meet your most basic needs. You are rich if you have access to clean water, food, shelter, love, a roof over your head.You have to count your blessings to see that you are richer than you think.

I use a "Debt Dash" approach to paying off debt. I recommend people focus on paying off the debt with the lowest balance first. So if the primary has less debt you would focus on that.

Priorities lead to prosperity.

You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.

You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself.

Money may not buy love, but fighting about it will bankrupt your relationship.

You shouldn't invest the money if you are looking to use it within five years. Too much risk.

I will just say, no matter where you buy the car, do your homework. When I purchase a car I come in with a folder an inch thick. In fact, one time the auto sales person asked if he could copy my research!

There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income.

There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education.

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.

The rich are depressed because they realize their money can't buy them out of their issues.

A smart couple with a healthy financial relationship is always talking about money and how they're handling it. If there's a medical emergency or a job loss, talk about it. If there's a windfall, talk about it. Your financial situation is a constantly changing thing.

I understand and respect people who say they want to boycott the Trump brand. I also respect your right to buy his products. But what you miss is that no one in public office, Hilary or Trump should use that platform to profit themselves. In Trump's case there are serious concerns about the conflict of interest in his brand and business ownership. Do we really want a president who had products he can push while working for the American people?

I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard.

A foreclosure does not define you financially.

That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.

Having fun time is a good use of your money.

My husband and I are pretty good at leaving money alone until we need it for what we've saved it for.

Remember life insurance is intended as income replacement to help dependents and or/spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying.

I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.