If I ran into a 19-year-old version of myself, I'd just tell her to live, full out. I might also tell her to go ahead and have a few babies and not worry about the timing of it.
If my brother and I wanted money in our pockets, we had to get jobs - my first was at 15, at Burger King.
My mom has always been my champion. She was very smart and grounded. She said, 'Save your money. Pay your taxes. Don't put everything in one basket,' but she let me explore and be creative.
I think it's important to raise your kids, start 'em early. Teaching them the values and morals, so when they get out there on their own, you know they have it. They just have to remember to use it, but they have it.