Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.
Private student loans should be avoided at all costs.
Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?
If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead.