We have to cultivate contentment with what we have. We really don't need much. When you know this, the mind settles down. Cultivate generosity. Delight in giving. Learn to live lightly. In this way, we can begin to transform what is negative into what is positive. This is how we start to grow up.
We're normally caught up in the current of our thinking, feelings and emotions. With awareness, we can observe it all without being swept away. This gives us access to something much vaster and deeper than our usual compressed minds. All of us can access this. It's not so difficult. With some instruction and practice, anybody can do it.
The point with Buddhism is that it doesn't just tell you to be good, it tells you how. It doesn't just say, "Don't be angry," it shows us the methods to help us not to be angry. It gives techniques for everything that it advises us to cultivate, and all the negative qualities we need to overcome and transform.
In a monastic setting, if someone doesn't want to obey the rules and just wants to live the way they've always lived as a lay person, then why did they become ordained? They have no sense that they have to give something up to gain so much.
Even if the hermits do not appear to benefit other beings with their presence or teachings, still they are enormously inspiring to many. Perhaps, in this lifetime, they were meant to work on their own practice, to try to purify their own mindstream so that in future lifetimes (that will last a lot longer than this one), they will be fit vessels to give the teachings to others.
We don't always need to be sitting at the foot of the teacher, but from time to time we need someone who can overview us and give us direction.
As a human being, we have everything we need. It's enough suffering to give us incentive to go on, but not so much that we don't know where to turn.
There is an enormous joy and satisfaction in doing what you really want to do and are best fitted to do. When it all comes together like that, it gives you a wonderful sense of well-being and satisfaction knowing that you have been doing what you were intended to do for this lifetime.