You and only you are responsible for your life choices and decisions.
Take responsibility for your finances or get used to taking orders for the rest of your life. You're either a master of money or a slave to it. Your choice.
My Rich Dad said, 'All of us have the power of choice. I choose to be rich, and I make that choice every day.'
The benefit of living in a free society is that we all have the choice to be rich, poor, or middle class. The decision is up to you.