Credit Quotes - Page 24

I guess what I learned about myself is I'm a bit of a socialist; I want everyone on the set to get equal treatment and credit.

I just never really gave myself any credit. And because of that, nobody else did either. You mirror what the world mirrors to you.

I have actually been very fortunate to be able to make films on my own credit card without having huge funders behind me dictating how the story should be told.

For too long, tricks and traps in mortgages, credit cards, and other financial transactions have stripped wealth from working families.

If you default on an unsecured debt, you won't lose anything (except points on your credit score).

When you default on a secured debt, the creditor takes the asset that backs up that debt. When you convert credit card debt to mortgage debt, you are securing that credit card debt with your home. That's a risky proposition.

Even in the days of the tightest credit in 2008, HELOCs [ home equity line of credit ] and home equity loans were being made.

You settled a debt instead of paying in full will stay on your credit report for as long as the individual accounts are reported, which is typically seven years from the date that the account was settled. Unlike with bankruptcy, there isn't a separate line on your credit report dedicated to debt settlement, so each account settled will be listed as a charge-off.

You fall a bit behind on a credit card bill, your interest rate soars, your minimum payment rises, and you start falling more and more behind every month. You don't see an end. But you don't want to file bankruptcy either. What you can do - and should do - is negotiate.

Don't let the fact that you're spending time getting organized result in late fees on your credit card bills.

You really don't need to hire a debt settlement company to negotiate with your creditors.

Once the settlement is completed, the credit card company will report it to the credit bureaus, which will then make a notation on your credit report that that account was paid by settlement. That's going to signal to future lenders that you left the last guy hanging. That's why, as with bankruptcy, debt settlement is an extreme option, one you shouldn't take lightly. It's not just an easy, cheap way to eliminate debt.

To his credit John Wayne was open about it, he even portrayed a member of the House UnAmerican Activities Committee in a film called 'Big Jim McClain.'

I created a human being from paper and I put it on the screen, a unique individual. I wish every performance, every IMDB credit, I would do it over, because I would do it better, because I would do it less. If that makes any sense.

One of the issues with some of these lenders is going to be, where will their provider of credit be when there's a crisis? That's why some of these smarter services, to support their operations, are courting more permanent capital. They want a source of longer-term funding that can survive a crisis.

You've seen certain credit type products that are going to be in nonbanks, like sophisticated CLO [collateralized loan obligation] tranches and stuff where the capital charge is so high that a bank simply will not own it. Someone will buy it, hedge it, trade it. But it won't typically be a bank.

I want you to say to me right from the start, "We are here to serve customers. We're not here for me to make a lot of money. We're not here to bet on interest rates or credit spreads. We are here to serve our customers really well over a long period of time, and that's how you build a successful business." And so I want to see that, too, you know?

Your credit card, your inbox, your Hotmail.com are not particularly secure. We are being watched; it's just a part of life.

Our own actions are the accidents of fortune that we sometimes place to the credit of luck or misfortune.

Short cycle business are being impacted by credit, and are being impacted by gasoline prices, food, distribution businesses, chemical business.

Its no secret that I've never liked tax credits.

Sovereign money procures a wife with a large fortune, gets a man credit, creates friends, stands in place of pedigree, and even of beauty.

A great love is a credit opened in favor of a power so consuming that the moment of bankruptcy must inevitably occur.

I've always found credit isn't just something you take - it's something people give you when they see how hard you're working.

If you have a debt issue or credit card issue, start dealing with it. If you have a tax issue, don't just say, 'I'm not going to file.' There are ways to deal with these things, but you must communicate with your creditors, whether it's a credit card company or tax department.